Insurance Estimate Preparation

Professional Xactimate estimate writing — documented scope, supported quantities, and defensible pricing, built to withstand scrutiny. Xactimate Certified, Xactimate Certified Pricing Consultant.

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01What This Service Is

An estimate is only as strong as what stands behind it. Estimates prepared by RiskAxis are built from measurements, photographs, and documented damage — every line item traceable to something real, every quantity supported, every price defensible under Xactimate conventions.

The work is anchored by Xactimate Level 2 certification and Xactimate Certified Pricing Consultant credentials — the pricing-consultant tier means the estimate doesn't just use the price list, it can explain and defend it when challenged.

Estimates are prepared for carriers, contractors, policyholders, and attorneys — for open claims, appraisal proceedings, litigation, or repair planning. The role is the same in every lane: the scope the evidence supports, priced correctly — nothing padded, nothing missed.

02Who Hires This

Attorneys Carriers & TPAs Policyholders / Owners Contractors / Restoration Public Adjusters (referrals)

03What You Receive

Complete Xactimate Estimate

Delivered as PDF plus the ESX file — organized by area and trade, with line-item scope, quantities, and pricing under current, region-correct price lists.

Scope Documentation

The support behind the numbers: measurement basis, photo references, and the reasoning for repair-versus-replace calls and methodology selections.

Revision Support

When the estimate meets opposing review, revision passes and documented responses to line-item challenges are available under the same engagement.

04What To Send Us

Photos and videos of the damage, ideally organized by area
Measurements or sketches — or access for an inspection if none exist
Inspection, moisture, or engineering reports in the file
Prior estimates on the loss, if any (PDF and ESX when available)
Client- or counsel-supplied estimating parameters — e.g., written instructions on matching, code-upgrade documentation, or limits that affect estimate format. RiskAxis does not interpret coverage.
Deadlines and the intended use (claim, appraisal, litigation, repair planning)

05Neutrality & Scope

Independent by design.

RiskAxis Solutions is not a public adjusting firm and does not sell insurance. Appraisal and umpire assignments address amount of loss under the applicable policy process. RiskAxis does not provide legal advice, interpret insurance coverage, or render coverage opinions. Coverage and legal questions belong with qualified coverage counsel, the insurer, or the appropriate licensed insurance professional.

Estimate preparation is a technical estimating service — it is not claim negotiation, claim handling, or public adjusting on the client's behalf.

15+Years in Property Claims

5,500+First-Party Claims Handled

$500M+In Restoration Estimates Presented

70+Carriers Worked With

06Related Services

[('/services/estimate-review/', 'Estimate Review & Consulting', 'A second set of certified eyes on an estimate someone else wrote.', 'VIEW SERVICE →'), ('/services/building-consulting/', 'Building Consulting', 'When the scope question runs deeper than the estimate.', 'VIEW SERVICE →'), ('/appraisal-process/', 'The Appraisal Process', 'Where a documented estimate earns its keep.', 'READ THE GUIDE →')]

Need an estimate built to hold up?

Send the photos and the measurements — the estimate comes back documented, supported, and ready for scrutiny.

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