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Property Insurance Appraiser & Umpire in Memphis, TN

Independent appraisal, neutral umpire, and Xactimate estimating for property claims across Memphis and Shelby County. Based in Memphis — local knowledge, national credentials.

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01Property Claims in Memphis

RiskAxis Solutions is headquartered in Memphis, Tennessee. When a Memphis-area property claim stalls on the amount of loss, we serve as an independent appraiser or neutral umpire under the policy's appraisal clause — resolving disputes over damages, repair scope, methodology, quantities, and pricing without stepping into coverage or legal questions.

Memphis property claims carry their own patterns: aging housing stock across Midtown and the older neighborhoods, straight-line wind and hail across Shelby County, hard spring storms off the Mississippi River corridor, and heavy losses to both residential and the region's large commercial and distribution footprint. We bring 15+ years of both-sides claim experience — carrier-side adjusting, building consulting, and appraisal — to every Memphis assignment.

Being based here means faster site inspections, real knowledge of local construction and pricing, and no travel premium for Shelby County work. Estimating, review, and consulting are delivered remotely wherever it makes sense.

02Services Delivered in Memphis

Insurance Appraisal

Appointed appraiser for amount-of-loss disputes — insured-side or carrier-side — under the policy's appraisal clause.

Umpire

Neutral umpire resolving differences between party appraisers. P.L.A.N. Certified Property Loss Umpire.

Estimate Preparation

Certified Xactimate estimates for carriers, contractors, policyholders, and attorneys.

Estimate Review

Line-by-line review of disputed repair estimates — scope, methodology, quantities, pricing.

Building Consulting

Technical construction and damage consulting on claimed damage and repair scope.

Drone & Thermal

FAA Part 107 aerial documentation and ITC certified sUAS thermography.

03Local Loss Types We See
Wind & Hail Storm & Water Fire & Smoke Roof Damage Commercial & Industrial Hidden Water

Across Memphis and Shelby County we most often work claims involving wind and hail to roofs and exteriors, storm-driven water intrusion, fire and smoke losses, and disputed roof damage causation — the exact areas where an appraisal or umpire panel needs someone who can read the damage on the merits. Drone and thermal imaging (FAA Part 107, ITC certified) are available where roof or moisture questions drive the dispute.

04Neutrality & Scope

Independent by design.

RiskAxis Solutions is not a public adjusting firm and does not sell insurance. Appraisal and umpire assignments address amount of loss under the applicable policy process. RiskAxis does not provide legal advice, interpret insurance coverage, or render coverage opinions. Coverage and legal questions belong with qualified coverage counsel, the insurer, or the appropriate licensed insurance professional.

Appraiser and umpire work in Memphis addresses amount of loss only — damages, repair scope, methodology, quantities, and pricing. Advocacy is for accurate damages and proper repairs, never for a party.

05Memphis FAQ

Do you serve all of Shelby County and the Memphis metro?
Yes. Memphis is our home base, and we cover Shelby County and the broader metro including Germantown, Collierville, Bartlett, and Cordova, plus the DeSoto County, MS suburbs just south.

Are you an independent appraiser or a public adjuster?
Independent appraiser and umpire. RiskAxis is not a public adjusting firm and does not provide coverage opinions or legal advice. Appraisal and umpire work address amount of loss only.

How fast can you inspect a Memphis property?
Because we are based in Memphis, local inspections schedule quickly with no travel premium. Intake submissions are reviewed within one business day.

06Nearby Coverage
15+Years in Property Claims
5,500+First-Party Claims Handled
$500M+In Restoration Estimates Presented
70+Carriers Worked With

Have a Memphis claim in dispute?

Send the basics — conflict check, CV, and fee schedule come back fast. Submissions reviewed within one business day.

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