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Independent appraisal, neutral umpire, and Xactimate estimating across North Mississippi, anchored in Oxford and reached from our Memphis base.
Start an Assignment Call 901-289-7834RiskAxis Solutions works property claims across North Mississippi as an independent appraiser and umpire. The region looks uniform from the interstate, but the claims are not. DeSoto County is fast-growing suburban housing on the Memphis line. Oxford and Starkville are university towns with large rental markets. Holly Springs, Columbus, and Corinth carry 19th-century houses and downtowns. Tupelo is a regional medical and commercial hub, and Clarksdale sits on flat Delta land with its own drainage and building patterns.
What ties them together is weather and distance. The whole region sits in the severe-weather belt forecasters call Dixie Alley, with spring and late-fall storm seasons that bring hail, straight-line wind, and tornadoes, plus winter ice storms that drop trees and knock out power for days. And almost all of it is within a same-day drive of Memphis, which is what makes on-site appraisal and umpire work practical here.
Oxford is our anchor market for the region. Start with the Oxford page or pick a city below.
Suburban Mississippi immediately south of Memphis. On-site work here is usually same-morning.
Our flagship North Mississippi market and its neighbors along Highway 6 and I-22.
Reached by I-22 and US 72, both a little under two hours from Memphis.
About three hours from Memphis; Starkville and Columbus inspections are often paired on one trip.
Flat Delta land to the southwest and the I-55 corridor to the south. Clarksdale and Grenada are each roughly an hour and a half from Memphis.
Many homeowners and commercial property policies written in Mississippi include an appraisal provision. When the insurer and the insured agree there is a loss but disagree on the amount, the common form lets either side demand appraisal: each appoints an appraiser, the two appraisers select an umpire, and an agreement by two of the three sets the amount of loss. Appraisal does not decide coverage, and it is not a lawsuit.
RiskAxis takes appointments as an insured-side appraiser, a carrier-side appraiser, or a neutral umpire, after a conflict check on every file. In every role the work is the same: damages, repair scope, methodology, quantities, and pricing, built in Xactimate and documented so the panel can test every line. Antonio Simpson is a P.L.A.N. Certified Property Loss Appraiser and Umpire, IAUA certified, Xactimate Level 2 certified and a Certified Pricing Consultant, a Haag Certified Residential Roof Inspector, and IICRC trained in water and fire restoration.
Distance shapes cost and scheduling, so here is the honest picture. DeSoto County is minutes from Memphis. Oxford, Holly Springs, and Batesville are roughly an hour to an hour and a half. Clarksdale and Grenada are about an hour and a half. Tupelo and Corinth are a little under two hours. The Golden Triangle is about three hours. Inspections, panel meetings, and reinspections anywhere in the region are practical as day trips, and nearby cities are often combined into one trip.
Not every task needs a site visit. Estimate review, file analysis, and estimate preparation often start remotely from photos, measurements, and reports while the inspection is being scheduled.
Every service is available in English and Spanish, including inspections, panel communication, and written findings. North Mississippi has Spanish-speaking homeowners, property owners, and contractors, and a bilingual appraiser or umpire keeps the file from losing detail in translation. Every North Mississippi page on this site also has a Spanish version.
Appointed appraiser for amount-of-loss disputes — insured-side or carrier-side — under the policy's appraisal clause.
Neutral umpire resolving differences between party appraisers. P.L.A.N. Certified Property Loss Umpire.
Certified Xactimate estimates for carriers, contractors, policyholders, and attorneys.
Line-by-line review of disputed repair estimates — scope, methodology, quantities, pricing.
Technical construction and damage consulting on claimed damage and repair scope.
FAA Part 107 aerial documentation and ITC certified sUAS thermography.
Counsel evaluating an appraisal file needs a technical appraiser who can separate estimate noise from the real amount-of-loss issues. RiskAxis organizes disputed scope, repair method, quantities, pricing, photos, reports, and Xactimate line items into positions that can be reviewed, challenged, and explained without turning the assignment into a coverage opinion.
When appraisers, counsel, or a court need a neutral umpire candidate, RiskAxis starts with conflicts, role discipline, and the appraisal clause. The umpire work is limited to damages, repair scope, methodology, quantities, and price. Coverage, liability, policy interpretation, and legal entitlement stay outside the assignment.
CV, fee schedule, availability, inspection plan, and document requests are handled early so the panel can move. The goal is a clean amount-of-loss record: what is agreed, what remains disputed, what evidence supports each position, and what number the supported repair requires.
RiskAxis Solutions is not a public adjusting firm and does not sell insurance. Appraisal and umpire assignments address amount of loss under the applicable policy process. RiskAxis does not provide legal advice, interpret insurance coverage, or render coverage opinions. Coverage and legal questions belong with qualified coverage counsel, the insurer, or the appropriate licensed insurance professional.
Appraiser and umpire work across North Mississippi addresses amount of loss only: damages, repair scope, methodology, quantities, and pricing. Advocacy is for accurate damages and proper repairs, never for a party.
Which North Mississippi cities do you cover?
All of North Mississippi. Dedicated pages cover Oxford, Southaven, Olive Branch, Horn Lake, Hernando, Holly Springs, Batesville, Tupelo, Corinth, Starkville, Columbus, Grenada, and Clarksdale, and assignments elsewhere in the region are accepted too.
Why is Oxford your anchor market?
Oxford combines historic commercial buildings, a large student-rental market, and North Mississippi's full weather exposure, and it is a same-day trip from Memphis. The questions it raises show up across the rest of the region.
Do you have an office in North Mississippi?
No. RiskAxis is based in Memphis, Tennessee, and travels to the property. Most of North Mississippi is within a same-day drive.
Is RiskAxis a public adjuster?
No. RiskAxis provides independent appraisal, umpire, estimating, and building consulting. It does not represent either party, give coverage opinions, or provide legal advice.
Send the basics. Reviewed within one business day, conflict check and fee schedule included.
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